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Remark
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.
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This Promotion has Ended on Mar 31, 2026
【This Promotion has Ended on Mar 31, 2026】Electric Vehicle Owner Exclusive Offer
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Remarks
Terms and conditions are applied to the promotion.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
FAQ
All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:
- Stable employment: Minimum employment at current job of 3 months
- Repayment Ability: Minimum monthly income of HK$8,000
Submit the following documents during the application process:
- HKID Copy
- Disbursement account proof (for the purposes of account verification, you can provide monthly bank statement)
Additional documentation if necessary:
- Commission Based Salary: Minimum recent 3 months of Income Proof
- Real Estate Industry: Minimum recent 6 months of Income Proof
- Residential address proof
*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit https://m.wolaidai.com
WeLend provides loan amounts from HK$5,000 to HK$1,500,000. A flexible repayment schedule is also available, ranging from 3 to 84 months. The maximum loan amount is determined by your financial background; including credit score, monthly income, occupation and financial situation.
Application Process can be as simple as:
- Apply online
- Upload documents
- Instant approval^
- Verification and disbursement
^Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case
WeLend is a purely online operated lending platform, offering seamless lending services with low operating costs. Meanwhile, many brick-and-mortar banks and financial institutions have additional costs from maintaining retail operations.
WeLend does not charge any application fees, handling fees, guarantor fees, photocopy fees, introductory fees or any related fees. If any loan is cancelled, declined or otherwise not accepted, no fees will be charged. This also includes the time charge for loan negotiation or any related fees. WeLend does not have any hidden fees and commits to high transparency within all our terms. What you see is what you get.
WeLend AI agentBy continuing the conversation, you have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement and Usage of AI Chatbot.
If you have any issues regarding this conversation, please contact us for follow-up assistance.
Important Notice
[Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications.
If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information.
If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Money Lender's Licence No. : 0900 / 2025 Enquiry and Complaint Hotline: (852) 3590 6396 The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong © 2026 WELEND LIMITED. All rights reserved. Important Notice: [Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications. If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information. If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.