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1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.
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Instalment Loan Latest Promotions
【This Promotion has Ended on Mar 31, 2026】Electric Vehicle Owner Exclusive Offer
A.I. offers a wide range of loan products
This Promotion has Ended on Mar 31, 2026
【This Promotion has Ended on Mar 31, 2026】Electric Vehicle Owner Exclusive Offer
The Electric Vehicle Owner Exclusive Personal Loan allows you to get a new dream EV without limitation! Apply and get your loan as fast as on the same day^, APR as low as 1.88%, so that you won't miss out the dream car!
- No longer restricted by the traditional car loan document requirements; apply easily with just your bank account number and HKID^^
- Accurate quotation with AI analysis on customer big data; enjoy APR as low as 1.88%
- Enjoy instant loan approval and instant cash delivery^ for large amount of your car purchase capital
- Receive pre-approved loan amount up to 18X your monthly salary**and enjoy a repayment period of up to 72 months** During the Promotion Period, selected customers who have successfully applied for the Electric Vehicle Owner Low-interest-rate Personal Instalment Loan and drawn down on the designated loan type*, the tenor being 24 months or above, could enjoy up to HK$30,000 cash rebate# , HK$5,000 car wash and car beauty service credits# ! *Designated Loan Products: Personal Instalment Loan, Card Debit Consolidation or Balance Transfer or Property Owner Loan
Terms and Conditions of Promotion Offer
^The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
^^The customer must fulfil specific credit requirements to be eligible. Actual situation may vary depending on each individual case.
**WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
#Subject to the Terms & Conditions.
FAQ
All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:
- Stable employment: Minimum employment at current job of 3 months
- Repayment Ability: Minimum monthly income of HK$8,000
Submit the following documents during the application process:
- HKID Copy
- Disbursement account proof (for the purposes of account verification, you can provide monthly bank statement)
Additional documentation if necessary:
- Commission Based Salary: Minimum recent 3 months of Income Proof
- Real Estate Industry: Minimum recent 6 months of Income Proof
- Residential address proof
*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit https://m.wolaidai.com
Application evaluations are subjected to a complete analysis of your current financial situation, including your income stability, repayment records, financial score and other details. We evaluate situations on a case by case basis and may exempt certain requirements.
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Important Notice
[Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications.
If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information.
If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Money Lender's Licence No. : 0900 / 2025 Enquiry and Complaint Hotline: (852) 3590 6396 The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong © 2026 WELEND LIMITED. All rights reserved. Important Notice: [Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications. If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information. If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.