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1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.
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About WeLend
Embrace Your Race Against Time
WeLend is the largest purely online lending platform in Hong Kong, combining technology and AI solutions. Founded in 2013 by an experienced team of financial and technology experts, WeLend leverages on AI and big data analytics to provide an innovative online lending experience. WeLend is a pioneer in Hong Kong’s FinTech industry, and it is our philosophy to ‘revolutionize traditional lending service’. Through innovation, WeLend AI offers a humanized, tailor-made and simplified loan application process, delivering a seamless lending service to our customers in a matter of seconds.
Ground Breaking Spirit
“The definition of insanity is doing the same thing over again and expecting a different result” once said by the famous Einstein. WeLend shares that same passion, adopting technology to revolutionize the traditional lending services, constantly breaking the conventions, strive to improve our customer’s lending experiences.
Data Risk Management
WeLend’s original WeDefend, with the breakthrough use of technology to real time analyse big data, automatically assess the degree of risk, allowing us to quote instantly online, with the perfect balance of stable risk management, and speedy approval.
Safe CyberSecurity
The importance of cyber security is unquestionable. WeLend has comprehensive system security and monitoring measures, coupled with rigorous identity authentication procedures and privacy policies, to ensure customer privacy is well protected.
WeLend AI Innovative Lending Experience
Backed by the world’s most renowned investors
WeLab is backed by the most renowned investors including Allianz, China Construction Bank International, International Finance Corporation (a member of the World Bank Group), Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison’s TOM Group, and Sequoia Capital.
WeLend Milestones
2013 WeLab & WeLend
WeLab was founded and launched the first online lending platform WeLend
2017 3Money
WeLend and 3HK co-launched 3Money application
2021 Subscribe+ for Apple Products
WeLend became Apple's first partner in Asia to launch Subscribe+
2022 WeScore Financial Health Evaluation
WeLend launched an all-round health indicator "WeScore"
2023 WeLend Business SME Loan
WeLend launched SME loan to target corporate customers
WeLend Milestones
2013 WeLab & WeLend
WeLab was founded and launched the first online lending platform WeLend
2017 3Money
WeLend and 3HK co-launched 3Money application
2021 Subscribe+ for Apple Products
WeLend became Apple's first partner in Asia to launch Subscribe+
2022 WeScore Financial Health Evaluation
WeLend launched an all-round health indicator "WeScore"
2023 WeLend Business SME Loan
WeLend launched SME loan to target corporate customers
Our Team
We are a band of experienced finance and technology professionals looking to transform the consumer finance industry. We are a focused and fearless group of people who are serious about delivering the best financial products our customers have ever used.
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Important Notice
[Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications.
If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information.
If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Money Lender's Licence No. : 0900 / 2025 Enquiry and Complaint Hotline: (852) 3590 6396 The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong © 2026 WELEND LIMITED. All rights reserved. Important Notice: [Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications. If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information. If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.